Residents of West Virginia know how difficult it is to find affordable insurance. Like other states, the cost of insurance in West Virginia is rising. So it is always best to get several insurance quotes provided by licensed West Virginia insurance companies. This is the easiest way to find the best deals that the insurance market can offer. Fortunately for West Virginia residents, they can rely on the services provided by the Offices of the Insurance Commissioner. This is the state agency that regulates the insurance market and it focuses on consumer needs for affordable insurance.
Cheap Car Insurance
It is illegal to drive in West Virginia without auto insurance. This is mandated by the Compulsory Insurance Law and implemented by the West Virginia Division of Motor Vehicles. You are required by law to get minimum coverage for bodily injury or death and property damage. So it is very important to get cheap car insurance quotes so you can avoid the penalties imposed on uninsured motorists. Your license and registration will be suspended for 30 days if you are caught without auto insurance. For subsequent offenses, the suspension could last for 90 days.
Affordable Health Insurance
Low-cost health insurance is available in West Virginia. All you need to do is to shop around and get as many affordable health insurance quotes that you can find. Comparing different plans and policies will enable you to decide which plan would be suitable for your needs. The Office of the Insurance Commissioner also provides the AccessWV. This is a state created plan for those who can not find affordable health insurance because of pre-existing conditions.
Term Life Insurance
West Virginia is close to the bottom of the list in terms of life expectancy. This means that there are many West Virginia residents who die at a younger age compared to most states. This situation drives the cost of term life insurance upwards. So it is very important to spend time to look for affordable term life insurance quotes. You can use free online services or find an agent that could help you get a policy that answers your unique needs.
Insurance Resources for West Virginia Residents
West Virginia Offices of the Insurance Commissioner:
West Virginia Insurance Federation:
West Virginia Code Chapter 33 Insurance:
West Virginia Division of Motor Vehicles: